We Accept Most Major
PPO Dental Plans
Churchville Dental Care is committed to making excellent dental care accessible for all families in Churchville, MD and Harford County. Our team works hard to maximize your insurance benefits and minimize your out-of-pocket costs.
We Verify Your Benefits
Before your appointment, we verify your coverage and explain exactly what your plan covers so there are no surprises.
We File Claims For You
We handle all insurance paperwork and submit claims directly to your insurance company on your behalf.
Flexible Payment Options
We offer CareCredit financing, in-house payment plans, and accept all major credit cards for your convenience.
Insurance Plans We Accept
We accept most major PPO dental insurance plans. Don't see yours listed? Call us — we likely accept it!
Delta Dental
Cigna Dental
Aetna Dental
MetLife Dental
Guardian Dental
United Concordia
Humana Dental
Anthem BCBS Dental
Principal Financial
Sun Life Financial
Lincoln Financial
Ameritas Dental
Assurant Dental
Renaissance Dental
Unum Dental
Mutual of Omaha
GEHA Dental
Careington Dental
Dentemax
Connection Dental
Don't see your insurance plan listed?
We accept virtually all PPO dental insurance plans. Call us and we'll verify your benefits at no charge.
Call (410) 838-1133 to Verify BenefitsUnderstanding Your Dental Benefits
Most PPO dental plans follow a tiered coverage structure. Here's a general guide — your specific plan may vary.
Preventive Care
100% covered by most plans- Routine cleanings (2x/year)
- Comprehensive exams
- Digital X-rays
- Fluoride treatments
- Oral cancer screenings
Basic Restorative
70–80% covered after deductible- Fillings (composite & amalgam)
- Simple extractions
- Root canal therapy
- Periodontal treatment
Major Restorative
50% covered after deductible- Dental crowns
- Dental bridges
- Dentures & partials
- Implant crowns (some plans)
Orthodontics
Up to $1,500–$2,000 lifetime max- Traditional braces
- Invisalign clear aligners
- Retainers
* Coverage percentages are typical estimates. Actual coverage depends on your specific plan, annual maximum, and deductible. We recommend calling us to verify your exact benefits.
Flexible Financing
For Every Budget
We believe cost should never be a barrier to excellent dental care. That's why we offer multiple financing options to fit your budget and help you get the treatment you need.
CareCredit Financing
0% interest promotional periods available. Apply in minutes and get an instant decision.
In-House Payment Plans
Flexible monthly payment arrangements with no credit check required.
All Major Credit Cards
We accept Visa, Mastercard, American Express, and Discover.
HSA / FSA Accepted
Use your Health Savings Account or Flexible Spending Account for dental care.
Make a Payment Online
Pay your dental bill securely online 24/7 through our patient payment portal. Quick, easy, and secure.
Pay Online Now🔒 Secure SSL-encrypted payment via Cardknox
Questions about your bill? Our billing team is here to help.
(410) 838-1133Ready to Use Your Dental Benefits?
Don't let your annual dental benefits go to waste. Churchville Dental Care is now accepting new patients in Churchville, MD and throughout Harford County. Schedule your appointment today.